Personal Loan Options with No Credit Score

No Credit Score Personal Loans

With WireLend you can apply for no credit score personal loans. Your credit score will not be reviewed or affected by the personal loan application. You could qualify for $1500 or possibly even more up to $2500. Our network of direct lenders is ready to move quickly and could have you approved and money in your account by the next business day! These personal loans are unsecured installment loans with equal monthly payments spread out over several months.

What is a No Credit Score Personal Loan?

Getting a personal loan when you have a poor credit score can be a pain. If you are reading, then there is a good chance that you have already faced rejection at the hands of a lot of financial institutions. They simply do not see you as someone who can be trusted with the funds. But then, the financial world works on the hope of making something out of nothing – and that is where the beauty of finance and loans lie – there is something for you no matter who you are or what your credit score is!

Our lenders do not run a hard credit check so they never review your actual credit score. They may run an industry specific check to see if you have outstanding personal loans. This will not affect your credit score or rating and will not show up on your reports.

Personal Loans $1500 - $2500


The problem right now is not that there is nobody out there willing to lend you anything to help you – Or is just that you do not know where to look! What you would not have known is how to make best use of no credit personal loans and even poor credit personal loans! What is even better is that our lenders are reputable and well-established firms and not some shady, suspicious lenders whose offices are located in some dingy corner of a crumbling street with bars on the windows.

What Can Affect Your Credit Scores?

Needless to say, it is not as simple as you not being able to repay the loan you have taken. Other things that are taken into considerations are:

1. Duration of debt: Here the time you take to repay your loans are examined. This means that although you would have paid your debt in full, the longer you took, the more will be the beating your scores receive.

2. How many loans you have: Although this may not be a significant determinant if your position to return loans, the number of loans you take is still taken into consideration.

3. How much you owe: Obviously, the company you have applied for a loan from will also see how much money you currently owe. This is one of the biggest points that will be considered.

4. Defaulting: The more you have defaulted on your borrowings, the less credible you seem.

5. No borrowing history at all: Although this may seem surprising, it does make sense to hesitate before lending to someone who has no credit record at all because there is simply no history to use as a reference point!

These are all points that affect your credit score. However, you can get personal loans even if you fail at all these points. There are plenty of lending bodies that do a soft credit check on your credit history, and lend you the money you require. The best part? These kind of applications do not even affect your score.


$1500 - $2500 Personal Loan No Credit Score

What Are My Personal Loan Options with No Credit Score:

Lets look at some of your loan options if you have no credit score. Even without a credit score there are still numerous avenues for you to obtain funding.

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WireLend - Yeah That's Us!
We have a network of over 50 direct lenders that help people everyday get approved for personal loans. We have been in business for over 10 years and processed over a million loan applications. Our application only takes a few minutes and we try to match you with a lender that is ready to make you a personal loan offer even if you have no credit score.

Pawn Shops/Stores
Probably net technically a personal loan but it is still a place where you can get some money fast. These loans also have nothing to do with your credit score and are solely based on the value of the object your bring into the store. The pawn store will lend to you based on the item and they retain the item until you pay it off along with the interest charged. You can also just sell them items instead of getting a loan.

Credit Unions
You can stop in at a local credit union and apply for a personal loan. They will likely check your credit score and want you to open an account with them. Which is fine, the good news is you likely would be able to qualify for larger personal loans maybe up to $5000. 

Ask Uncle Randy
We have all been here, but when you're up a creek and need some money, sometimes family is the only place to go. This is a great avenue if you can get it. Uncle Randy is certainly not checking your credit score for a personal loan. Loans really don't get any more personal than this. Also, he likely won't charge interest. So there's that.

Learn More About Loans Direct to Your Account

No Credit Score - Free Application - Personal Loan Offer

If you complete the application on Wirelend we will attempt to match you with a direct lender of personal loans even if you have no credit score. If you are approved you will receive a loan offer from one of the lenders. You can choose to accept or decline the loan offer. There is no fee for the application, it is 100% free. So really there is not obligation unless you get a personal loan offer you want to accept.

Disclaimer: WireLend is not a lender. Must be 18 to apply. Not available in all states, loan amounts and terms vary based on the lender.

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