Educational Articles On All Things Financial

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Learn About Credit Card Cash Advance

Learn About Credit Card Cash Advance
What is a Credit Card Cash Advance and How Does It Impact Your Credit Card Debt? . Find the credit card agreement that came with your new credit card. It's a small document that's likely been folded up and features a whole lot of numbers and fine print. Take a close look at it. You'll see that you have two credit limits and two APRs: one for credit card purchases and one for a cash advance. Banks offer credit card holders the option of forgoing the swipe and using cash instead...
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Top Paying Trade Jobs and Careers

Top Paying Trade Jobs and Careers
Top Paying Trade Jobs and Careers That Do Not Require College. Learn all about the top paying trade jobs and which might be a perfect career for you. Some of the most satisfying and high-paying jobs available today are trade jobs that do not require college. This shouldn’t come as a surprise as we get hands-on experience with trade work every day. So, investing your money in a trade school can be an extremely smart move for your career. Moreover, with rising college fees, it may not be practical or affordable for many people...
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Should I Refinance My House? What You Should Consider

Should I Refinance My House? What You Should Consider
Should I Refinance My House? What You Should Consider?. It is always advisable to have a clear understanding of your financial health and long term objectives to avoid getting burdened with excessive debt that is difficult to repay. When you take out a home loan, you are basically making a long term commitment with the lender that primarily entails making your payments on time. Depending upon their financial situation and requirements, many people decide to refinance their mortgage. Let’s have a look at the ways in which refinancing your...
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Loan Options for US Military Veterans

Loan Options for US Military Veterans
Loan Options for US Veterans. Regardless of whether you are an active military personnel or a veteran, you might be faced with major changes of adjusting to the civilian life, especially with a bad credit history. You may struggle with your home mortgages, credit card debt and auto loans while being deployed as active military or just having lost employment as a veteran. However, this does not imply that you cannot deal with your financial obligations and get your life back on track...
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Mortgage - What You Need to Know

Mortgage - What You Need to Know
What You Need to Know About a Mortgage. Once you have taken the big step of buying a home comes the next big step of finding the right mortgage for you. You have to keep in mind that for the next 15 or 30 years you will be spending a good chunk of your monthly earnings on mortgage installments. It is imperative that you find the right mortgage deal for you. Following are some questions that you should ask your mortgage lender before putting down...
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Loan Options to Help With Your Power Bill

Loan Options to Help With Your Power Bill
Loan Options to Help Pay Your Power Bill. Electricity plays a vital role in our everyday lives, and without it, we might not be able to stay warm, cook food or stay connected to the outside world. If you could use a loan to help pay your power bill then check out the options below. That said, our utility bills form an integral component of our monthly expenses in a bid to keep our electricity services up and running...
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Types of Personal Loans. How Many Are There?

Types of Personal Loans. How Many Are There?
Which Type of Personal Loan is Best for You?. Yes, approximately 63% of Americans are one paycheck away from financial ruin! If you're reading this, that information may come as no surprise to you. As job security supposedly rises, the rate of Americans able to squeeze pennies into a savings account continues to dwindle. Sometimes, we need other alternatives in tough situations...
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Where To Get a Personal Loan with No Credit

Where To Get a Personal Loan with No Credit
How to Apply for a Personal Loan with No Credit. There are many places to get a personal loan even if you have no credit. Approximately 70.2% of American households have a credit card at this point. Nearly half of American credit cardholders carry a monthly balance. Despite this fact, many of us feel that we are alone in our financial struggles when suffering from less-than-great credit. This couldn't be further from the truth. The total amount of US credit card debt hit $764 billion in Q1 of 2017. A...
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What Rising Interest Rates Mean to the Economy and You

What Rising Interest Rates Mean to the Economy and You
How Rising Interest Rates Affect The Economy and You. If you have been following the news for some time now, you might have noticed that the Federal Reserve has raised interest rates by 0.25 percent. Although the figure seems to be fairly insignificant, it can have a huge impact on the economy as a whole. Starting from the stock market right down to your household. So what is meant by rising interest rates? Essentially, when the...
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Fixing Your Credit Score. How Long Will It Take?

Fixing Your Credit Score. How Long Will It Take?
How Long Does it Take to Increase My Credit Score?. So, what's the big deal about credit scores? Almost 30% of Americans don't know their scores. Around 50% of Americans under 30 don't know what is a good credit score. So how long does it take to increase my credit score and do credit scores really matter? The answer is yes. Your credit score is the primary information most lending companies use to decide if you should get a loan or not. Think about everything in life purchased...
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