$100 Loan Online | Direct Deposit

Learn how to get $100 loan online direct deposit to your bank account fast. You will receive fast loan offer from one of our direct lenders if you have been approved. If you receive a 100 installment loan offer then you will be able to review the offer before you agree to the terms. Please read everything carefully and make sure the loan offer is right for you. Complete everything online form the comfort of your home. Funds usually delivered to your account by the next business day.

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100 Dollar Loans Direct to Your Account

Our direct lenders offer online signature loans to help people with short term money needs. No collateral required. These loans are paid back in equal monthly payments over the coming months. Exact terms are between you and the lender. Complete the above application and you could receive a loan offer in minutes.

How Can I Get the Loan Fast?

A $100 loan is not going to cover a lot of bills or expenses. However, if you are $100 or less short on covering your monthly expenses it can be a very frustrating situation. Most loans you can get online deliver funds on the next business day. It is sent direct deposit to your bank account. So you will need a bank account in order to qualify.

  • Apply Today
  • Get funded by tomorrow morning, if tomorrow is a banking day

We have lenders that will loan money even in amounts as small as one hundred dollars. The good news is they are pretty easy to qualify for as long as you have a job and the loan payment will be very small compared to if you borrowed a few thousand dollars. 

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$100 Payday Loan vs Installment Loans

On a small loan such as 100 dollars many people opt to just go with the payday loan because of its ease and simplicity. Our lenders generally offer installment loans which is also a great option for a small 100 dollar loan. Either way you will probably end up paying around a $20 - $30 dollar fee for the loan. All APR data will be on the loan documents if you receive a loan offer either payday or installment. Either way you will probably complete in the loan in 1-3 payments.

How Does The $100 Loan Work?

If you complete the short application we will attempt to match you with a direct lender. We have over 50 lenders standing by to attempt to get your approved. Most loans our lenders approve are larger than 100 dollars but some of them still offer very small loans in the $100 - $200 range. If you find yourself in a spot where even a hundred bucks could make your life run a little smoother, then give us a chance to get you approved. You will have a chance to review all loan documents before you commit to the agreement.

What is the best online loan?

We are likely a little bias but we we believe the best online loan is one that fits your situation best. All online loans offered by our lenders are unsecured installment loans so each of your payments consists of principal and interest. You make the payments over the following months until paid off. All loan terms are between you and the lender that offers you a loan. Please use small loans responsibly and do not agree to any terms you are not 100% comfortable with.

What Do I Need to Think About?

  • What format is the loan? Personal, Signature, Payday Loan, Installment
  • Look at the APR and make sure it is a 100 loan that you can repay according to the contract
  • Who is offering the loan? Make sure you are working with a reputable company that has been around a while.
  • Do I really need this loan? Is there any other way you can get $100 with borrowing the money
  • Figure out the cuts that you know you can make to afford the loan payments.

What Can I Do With the $100 Personal Loan?

That's the beauty of an unsecured installment loan. You can do anything you want with it. Fill up your grocery basket at the store, maybe your gas tank at the station, cover your phone bill that was due last week. Really anything you can think of. Just be sure you pay attention to your payments and are able to make the monthly payments when they are due. A $100 installment loan online should be handled with the same respect as as your car loan or other larger financial obligations. Life can be tricky and sometimes lacks the sense of humor that we would all appreciate. So if you are in a pinch and need some quick money in your bank account, apply with WireLend today and we will do our best to match you with a lender for a small quick loan.

Where Else Could I Get A Hundred Dollar Loan?

There are many ways you could come up with $100 if you really needed it. Some ways are faster than others. Here's a list of a few options.

  • Pawn Something You Own - There's a reason pawn stores have been around for a thousand years. They are a quick and easy solution to putting money in your pocket quick. Bring something in worth over a hundred dollars and you will likely leave with the money. Sell it or get it a loan against it, your choice.
  • Temp Employment Agency - Visit a temp employment agency. They usually have work that you can do that day or that week. Most jobs you do not need specialized skills. You could have $100 in a day or two.
  • Sell Plasma - You can sell your plasma if you have clean blood and likely make at least a hundred bucks. There is a need for plasma and in most cities there is a clinic you can stop in to donate.
  • Wash Some Cars - Offer to detail a few of your friends or families cars. This service costs a lot at a specialty shop. It takes a bit of time and energy but washing cars is a service that everyone needs and appreciates.
  • Walk the Neighborhood Dogs - Put together a group of local dogs that you walk every couple days. Pretty soon you will have more work than you thought possible and will be making hundreds of dollars a week.

Just a few ideas to help you close the gap between you and the hundred bucks you're looking for. One other option is to get the loan now and work it off over the next couple weeks. 

Disclaimer: You must be 18 and resident of the United States to apply. WireLend is not a lender and makes no guarantees you will be approved for a loan or for a certain dollar amount. All contracts are between you and the lender that funds your loan.